1. Scope and Relationship

Autospend (Stable Payments Inc.) provides the technology platform and customer interface for the Autospend ecosystem, including Autospend Cards, Wallets, and other financial or agentic services. Autospend works in partnership with Rain Holdings, Inc. ("Program Manager"), Signify Holdings, Inc. ("Issuer"), and other third‑party service providers, including Borderless and its affiliates, to deliver payment, compliance, and settlement services. Each of these partners may provide their own legal or regulatory notices, statements, and disclosures. Your consent to receive electronic communications from Autospend also extends to these service partners to the extent necessary to operate, support, or maintain your account or card program.

2. Consent to Electronic Communications and Signatures

By agreeing to this Notice, you consent to receive disclosures, agreements, statements, receipts, notices, and other communications electronically ("Electronic Communications") in connection with your use of the Autospend platform and services. This includes communications delivered via email, in‑app notification, dashboard messages, text message, push notification, webhooks, or through other digital methods supported by Autospend or its partners. You further consent to the use of electronic records and signatures for all agreements and consents related to your Autospend account.

3. Delivery and Access

Electronic Communications may be provided directly by Autospend or by its partners (including Rain Holdings, Inc., Signify Holdings, Inc., and Borderless) using the contact information you provide. You agree that delivery occurs when an Electronic Communication is sent to your registered email address, displayed in your Autospend dashboard, transmitted via API, or otherwise made available through your account.

4. Withdrawing Consent and Paper Copies

You may withdraw your consent to receive Electronic Communications at any time by contacting Autospend Support at [email protected]. If you withdraw consent, Autospend may suspend or terminate your access to digital services that rely on electronic delivery. You may also request paper copies of specific documents by contacting support; fees may apply for paper delivery.

5. System Requirements

To receive and retain Electronic Communications, you must have:

• A valid email address
• A current web browser with cookies and JavaScript enabled
• An internet connection
• The ability to download or print documents (for example, via PDF reader software)

Autospend may also send PDF copies or links via its mobile app or dashboard. You are responsible for maintaining access to compatible devices and secure connections.

6. SMS and Push Notifications

Autospend and its partners may send you text messages, authentication codes, transaction alerts, and push notifications related to your account or card activity. Message and data rates may apply. You may opt out of non‑essential text or push notifications at any time through your settings or by replying "STOP" to text messages.

7. Joint Communications from Partners

Certain Electronic Communications may originate from Autospend's regulated partners, including Rain Holdings, Inc. (Program Manager), Signify Holdings, Inc. (Issuer), Borderless, or other authorized third‑party providers. Each entity may send you its own disclosures or notices as required by law or regulation. Autospend is not responsible for the accuracy, timing, or content of such third‑party communications.

8. Record Retention and Accessibility

Autospend retains Electronic Communications and related records in accordance with applicable U.S. laws and industry standards. You are encouraged to download or print copies for your own records. Electronic Communications will remain accessible in your account for as long as required by regulation or program policy.

9. Accessibility

Autospend is committed to providing accessible digital services. If you have difficulty viewing or accessing Electronic Communications, please contact [email protected] to request alternative formats or accommodations in line with the Americans with Disabilities Act (ADA).

10. Changes to this Notice

Autospend may update this Notice from time to time. Updates will be posted at www.autospend.ai/legal/electronic‑communications with the effective date clearly indicated. Continued use of your Autospend account, app, or card after such updates constitutes your acceptance of the revised Notice.

11. Contact Information

Stable Payments Inc. (Autospend)
Email: [email protected]